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Visa Classic
Online requestEUR 23,01 / 45 BNG annual fee for each subsequent year (annual fee free for active use)
Cashback for each purchase
Credit limit from 250 up to 5 000 EUR
EUR, USD, GBP
Credit Card Visa Classic by Fibank offers You:
- Fast and convenient payment at any point in the world;
- Safe and secure online shopping via 3D protection of Your Card;
- Fast and timely notification of each of Your transactions with the SMS messaging service for authorization with bank cards;
- Free insurance "Travel Abroad" by Generali;
- Possibility to conclude the insurance "FiHealth Protect", which is charged to the Bank during the first year;
- Possibility to win cash prizes with the Program "Bring a Client".
Credit Card Parameters
| Credit Card Types | Visa Classic |
|---|---|
| Account Currency | EUR, USD, GBP |
| Interest rate terms | Standard interest rate terms**:
|
| Interest free grace period | Up to 45 days |
| Minimum repayment instalment | 3% of the credit limit spent, min. EUR 5 |
| Security*** | Security free |
| Credit limit |
|
| Term of validity | 5 years with automatic renewal option |
| Annual maintenance fee**** | Promotional conditions until 30.06.2026:
Standard conditions:
|
| Cashback | Upon payment with a credit card in a point of sale in Bulgaria or abroad, upon reaching a turnover of min. EUR 3 000 for 6 months, You get 0.5% of the turnover, max. EUR 130 . |
| Additional card | Yes |
| Term for issuance |
|
| Contactless payment limits | Under the Second European Payment Services Directive (PSD2), after 31.03.2020 it is necessary to enter a PIN for contactless payments in the following cases:
or
After each PIN entry, the process restarts. |
| APR (Annual Percentage Rate) | APR example: "19.74% with a credit limit of 1500 euros, term of 1 year. The amount was fully utilized through a POS terminal device, with an annual interest rate of 17.90%, total amount due of 1772.23 euros" |
**Standard interest rate terms:
Valid for contracts to newly issued credit cards after 10.10.2022 . Detailed information on the interest rate terms for credit card contracts concluded before this date can be found in "Fibank Bulletin of Interest Rates".
***A security may be required at the Bank's discretion.
****Annual maintenance fee:
Promotional conditions: The fee condition is promotional. Detailed information on promotional terms and conditions can be found here.
Standard conditions: Detailed information on credit card fees payable can be found in "Tariff of Fees and Commissions of Fibank".
Apply easily and conveniently in one of the following ways:
After choosing a card, Your request will be processed as follows:
- Virtual credit Card– fully digital process, no need to visit an office
- Card with a physical carrier – after processing You will receive Your Card at Your pre-selected branch of Fibank within a term of up to 3 working days in Sofia and within a term of up to 5 working days in the country.
