You have the option to order national currency payments from any branch of the Bank regardless of the branch where your account is opened and managed. You can receive or initiate fund transfers from/to a Fibank’s account by an interbank transfer, from/to an account with another bank via the national payment system BISERA or via the real time interbank gross settlement system (RINGS). You just need to know the international bank account number (IBAN), the beneficiary’s name and you have to fill in a payment order for credit transfer. You can initiate a fund transfer from an account opened with Fibank, or by depositing the amount in cash.
- The interbank fund transfers represent payments between First Investment Bank’s customer accounts and they are executed in real time.
- Payments via the BISERA (Bank Integrated System for Electronic Payments) system are executed between customer accounts with different banks for amounts up to BGN 100 000. Your payment order for credit transfer will be executed and the amount will be received on the same working day or on the next working day, depending on the time you have deposited the payment order at the bank;
- Payments via the Real-Time Interbank Gross Settlement (RINGS) system are executed in national currency for amounts above BGN 100 000 or for smaller amounts, upon an explicit request by the customer. Payment orders, deposited until 14.30h are processed and executed immediately and the amounts are credited to the specified accounts within two hours. The payment orders deposited after the time specified are executed on the next working day.
National currency fund transfers can be made between Bulgarian and foreign citizens. For payments between residents and non-residents amounting to above BGN 100 000 the customer should fill in a form for the needs of the Balance of Payments statistics. For further information, please refer to the provisions of the Currency Law.