Our offer

Advantages of the Virtual Debit Card:

 

  • Easy application process in just a few steps through My Fibank mobile application;
  • The card is issued immediately and can be used immediately;
  • The virtual card can be digitized in My Fibank application, as well as in Google Pay, Apple Pay, Garmin & Fitbit and used on contactless POS devices;
  • 3D Security feature for greater security in online payments;
  • Opportunity to shop online;
  • Possibility to make withdrawals and deposits with the digitalized virtual card at contactless ATM devices;

And more:

  • Receiving the card and changing the PIN code of the card is done through My Fibank mobile application;
  • Possibility to manage the card entirely online through My Fibank mobile application - freeze, unfreeze or block, as well as change the transaction limits within the limits set by the Bank. Possibility to choose channels and regions for payment;
  • You can track online the movements on your bank account by using My Fibank electronic banking;
  • You can use your virtual card as a means of payment utilities;
  • You pay free of charge at POS devices in retail outlets in Bulgaria and abroad;

Why use the Virtual Debit Card?

  • Convenience - Mastercard virtual debit card is ordered and received through My Fibank mobile application without the need to visit an office of the Bank;
  • Immediate issuance of the card - the card is issued on the moment of application and you can start using it immediately;
  • Vision - the card has a new design and has a Green sticker to distinguish it from other physical cards in My Fibank mobile application;
  • Application - you can make contactless payments using the virtual debit card in all retail outlets, you can also shop online, withdraw and deposit money at ATM devices that allow contactless transactions;
  • Security - you decide on the amount of funds to keep in your card account;
  • Economic efficiency - you pay with a credit card, but no interest is charged;
Conditions

The conditions we offer



Currency at the moment of issuing the card to a new accountBGN, EUR, USD
Currency at the moment of issuing the card to an existing accountBGN, EUR, USD, CHF & GBP
Keeping a card account
Validity period5 years
Interest on card accountIn accordance with Interest Bulletin
Minimum balanceNot required
Fee for withdrawal of funds at ATM device
  • Fibank ATM - 0.10%, min. BGN 0.30
  • ATM of other banks in Bulgaria and countries of EEA - 0.20%, min. BGN 1.50

Abroad - In accordance with Tariff of Fibank

Fee for payments on a POS device
  • In Bulgaria – no fee
  • Abroad – no fee
Conversion for transactions in a currency other than the currency of the account0,25 % of the amount