Fibank Online Consumer Loan
Advantages
No fees and commissions
Conveniences
No collateral
Purpose
Full or partial financing for the purchase of goods
Loan amount
Up to BGN 80,000
Term
Up to 5 years
The consumer loan from Fibank allows you to purchase goods on installments (in equal monthly installments) in selected stores completely online, easily, quickly and under transparent conditions.
Whether it is equipment, furniture, other goods or services, our loan solutions allow you to spread payments over time, tailored to your financial capabilities and receive the desired products immediately.
- Only with an ID card
- No collateral
- No fees and commissions
- Quick review of application documents - within minutes, a completely remote process.
Applying and signing a loan agreement is done entirely online with just a few easy steps:
- You choose the product - online or in the merchant's physical store;
- You fill out the application form;
- You receive a response within minutes;
- You follow the instructions for signing a contract in My Fibank electronic banking.
Parameters:
| Maximum amount | Up to BGN 80,000 depending on the client profile |
|---|---|
| Minimum amount | BGN 100 |
| Term | Up to 5 years* |
| Interest rate conditions |
|
| Collateral | No collateral is required |
| Repayment | In equal monthly repayment installments |
| Application fee | No fee |
| Loan negotiation fee | No fee |
| Early repayment fee | No fee |
| APR (Annual Percentage Rate) | APR: 0.00%, calculated at an annual interest rate of 0.00% for the repayment term and fees of BGN 0.00. With a loan amount of BGN 1,000, a repayment term of 15 months, the monthly installment under the specified parameters is BGN 66.66. The total amount due is BGN 1,000. |
* Depending on the promotional offer of the specific merchant.
**Offered at the discretion of the merchant and under specific conditions.
Partners
| Garmin | Valid for the online store |
|---|---|
| MaxSport | Valid for MAXSPORT physical stores |
| Morato Kitchen Factory | Valid for Morato showroom in Pernik |
| Primavera Studio | Valid for the physical store in Sliven, 55 Burgasko Shosse Blvd. |
| Air conditioners "Plamen Dochev" Ltd. | Valid for the physical store in Pernik, 552 St. St. Kiril and Metodiy St. |
| "Sofia Air" Golf Club |
|
| ELIT PRECIOUS Jewellery | Valid for all physical locations in Sofia |
| Driving School Academy "Elit" | Valid for the school's physical location in Sofia, 6 Jawaharlal Nehru St. |
| TECHNOCOMMERCE | Valid for the physical store in Pernik, 23 St. St. Kiril and Metodiy St. |
| CLEAN AIR 14 LTD. | Valid for the physical store in Gorna Oryahovitsa, 21 Hristo Smirnenski St. |
| BIO CLIMA LTD. | Valid for the physical store in Sliven, 15 General Dragomirov St. |
| ELIT-Е LTD. | Valid for the physical store in Vidin, 11 "Shiroka" Street |
Increase sales in your online store through Consumer Loan from Fibank - a reliable and recognizable partner in consumer lending.
We offer transparent and advantageous conditions for both our participating merchants and their customers:
- Competitive financial conditions contribute to building a stable partnership and achieving common goals;
- The high maximum loan amount and the long loan repayment period can increase the average purchase value, as well as play an important role in attracting new customers;
- Possibility of joint marketing campaigns aimed at promoting the store and increasing sales.
Online consumer loan from Fibank will work for you 24/7. Applying and granting a loan is done completely online in minutes, and the amount is paid to the merchant immediately*, after signing a loan agreement by the customer.
*within one business day
If you are interested, you can contact us at:
Email: c.loan@fibank.bg
*2265