Fibank 
"Click" Loans
Interest rate conditions
Fixed interest rate of 10.99%
Advantages
Quick response from Fibank with relaxed requirements
Loan amount
Up to BGN 20,000
Term
Up to 5 years
With the Click Loan from Fibank you have the opportunity to get:
- Quick response from Fibank
- Fixed annual interest rate for the entire term of the loan
- Financing of urgent needs, repairs, travel, education, consolidation of obligations, etc.
- Completely online application, signing of the loan agreement and disbursement of funds within minutes
- No fee for online application*
- No guarantor
- No income transfer and no requirement for use of additional products and services
- No mandatory insurance
- Only against an ID card**
* Standard application fee for applications submitted at a Fibank office – 25 BGN / 12.78 EUR.
**Depending on your individual credit reting, other documents may be required.
Loan Parameters
| Maximum amount | Up to BGN 20 000 or the equivalent amount in EUR |
|---|---|
| Term | Up to 5 years |
| Purpose | For current needs |
| Interest rate conditions | From 10.99% fixed annual interest rate |
| Collateral | No collateral required |
| Repayment | In equal monthly repayment installments |
| Application fee |
|
| Early repayment fee | Nor due |
| APR (Annual Percentage Rate) | APR: 12.62%, calculated on a loan amount of BGN 10,000, a repayment period of 60 months, at a fixed annual interest rate of 10.99% for the repayment period and including a monthly expense for maintaining a current account in national and foreign currency of BGN 4.80/EUR 2.45. The monthly installment with the specified parameters, online application and fully utilized credit is BGN 217.37/EUR 111.14. The total amount due is BGN 13,330.56/EUR 6,815.81 |
To apply for Click Loan, you must:
- Be a capable individual between the ages of 18 and 65 at the time of loan disbursement;
- Have a regular income.
Documents required for application:
- Loan application;
- Copy of ID card;
- Other documents at the discretion of the Bank.