Interest rate conditions

Fixed interest rate

Advantages

Quick response from Fibank with relaxed requirements

Loan amount

Up to 10,000 EUR

Term

Up to 5 years

Our offer
With the Click Loan from Fibank you have the opportunity to get:
  • Quick response from Fibank
  • Fixed annual interest rate for the entire term of the loan
  • Financing of urgent needs, repairs, travel, education, consolidation of obligations, etc.
  • Completely online application, signing of the loan agreement and disbursement of funds within minutes
  • No fee for online application*
  • No guarantor
  • No income transfer and no requirement for use of additional products and services
  • No mandatory insurance
  • Only against an ID card**

 

* Standard application fee for applications submitted at a Fibank office – 12.78 EUR / 25 BGN.

**Depending on your individual credit reting, other documents may be required.



Loan Parameters

Loan Parameters

Maximum amountUp to 10 000 EUR
TermUp to 5 years
Purpose

For current needs

Interest rate conditionsFrom 11,49% fixed annual interest rate
CollateralNo collateral required
RepaymentIn equal monthly repayment installments
Application fee
  • No fee for online applications or applications made at quick number *2265
  • 12.78 EUR fee for applications made in Fibank’s office
Early repayment feeNor due
APR (Annual Percentage Rate)

APR: 13,20%, calculated on a loan amount of EUR 5,000, a repayment period of 60 months, at a fixed annual interest rate of 11,49% for the repayment period and including a monthly expense for maintaining a current account in national and foreign currency of EUR 2.45. The monthly installment with the specified parameters, online application and fully utilized credit is EUR 109,94. The total amount due is EUR 6 743,29.

Application and documents

To apply for Click Loan, you must:

  • Be a capable individual between the ages of 18 and 65 at the time of loan disbursement;
  • Have a regular income.

Documents required for application:

  1. Loan application;
  2. Copy of ID card;
  3. Other documents at the discretion of the Bank.