On January 1, 2026, all funds in BGN-denominated deposit and savings accounts in the Bank will be automatically converted to euros at the official exchange rate (BGN 1.95583 to EUR 1). No currency conversion fees will be charged to customers. The terms and conditions of the respective agreements, as well as the interest rates valid before currency conversion, will remain unchanged.

• All deposit and savings accounts in BGN will retain their unique account number and after currency conversion will become deposit and savings accounts in EUR.
• From January 1, 2026, the deposits of one person in one bank, regardless of their number and size, are guaranteed by the Bank Deposit Guarantee Fund up to 100,000 euros.
• Deposit and savings accounts in currencies other than BGN, including accounts in EUR, will not be subject to currency conversion and on January 1, 2026 all currencies and balances on them will remain After the conversion, there will be deposit and savings accounts in EUR and in foreign currency.