Business Loans

Professional financial support for your business ideas

Micro- Lending

First Investment Bank presents a variety of lending opportunities to manufacturers, traders and freelancers. Micro loans are granted to persons engaged in business activities, with accounting revenues of up to EUR 500 000 and up to 10 employees of staff.

Financing of small and medium business

The Bank develops specialized loan products and suitable financing schemes for small and medium-sized enterprises to support their development and growth. Fibank grants loans to entities with accounting revenues of up to 7 669 378.22 EUR.

Corporate Financing

Financing large corporate clients, multinational companies, as well as budgetary companies.

Factoring

Fibank offers a full range of factoring services tailored to the specific needs of clients: domestic and export factoring with right of recourse; domestic and export factoring with insurance as well as export factoring with guaranteed payment.

Documentary Operations

We offer our clients a full range of documentary operations - documentary letters of credit, international bank guarantees, document collection.

Interest Rates	SBIR	RIRme	BIR	BIRce	BIRcc	LIR	BIRme	BIRa	BIRb	BIRc
Contract currency/ effective from	02.2026	02.2026	02.2026	02.2026	02.2026	01.2026	02.2026	02.2026	02.2026	02.2026
BGN	0.6184%	1.9390%	3.7907%	9.2900%	10.8300%	0.5560%	3.4900%	3.4900%	3.4900%	3.4900%
EUR*	0.7770%	1.9390%	3.7900%	8.1900%	10.8200%	0.5560%	3.4900%	3.4900%	3.4900%	3.4900%
EUR**	0.6894%	1.9390%	3.7900%	8.1900%	10.8200%	0.5560%	3.4900%	3.4900%	3.4900%	3.4900%
USD	1.3360%	3.8700%	5.2900%	9.6900%	12.6600%	0.5560%	4.9900%	4.9900%	4.9900%	4.9900%
GBP	1.3360%	-	5.2900%	9.6900%	12.6600%	-	4.9900%	4.9900%	4.9900%	4.9900%
CHF	-	-	5.2900%	9.6900%	12.6600%	-	4.9900%	4.9900%	4.9900%	4.9900%