Business Loans

Professional financial support for your business ideas

Micro- Lending

Micro- Lending

First Investment Bank presents a variety of lending opportunities to manufacturers, traders and freelancers. Micro loans are granted to persons engaged in business activities, with accounting revenues of up to EUR 500 000 and up to 10 employees of staff.
Financing of small and medium business

Financing of small and medium business

The Bank develops specialized loan products and suitable financing schemes for small and medium-sized enterprises to support their development and growth. Fibank grants loans to entities with accounting revenues of up to 7 669 378.22 EUR.
Corporate Financing

Corporate Financing

Financing large corporate clients, multinational companies, as well as budgetary companies.
Factoring

Factoring

Fibank offers a full range of factoring services tailored to the specific needs of clients: domestic and export factoring with right of recourse; domestic and export factoring with insurance as well as export factoring with guaranteed payment.
Documentary Operations

Documentary Operations

We offer our clients a full range of documentary operations - documentary letters of credit, international bank guarantees, document collection.
Interest Rates
SBIR
RIRme
BIR
BIRce
BIRcc
BIRme
BIRa
BIRb
BIRc
LIR
Contract currency/ effective from
01.01.2026
01.01.2026
01.01.2026
01.01.2026
01.01.2026
01.01.2026
01.01.2026
01.01.2026
01.01.2026
01.01.2026
BGN0.6369%1.9460%3.7907%9.2900%10.8300%3.4900%3.4900%3.4900%3.4900%

0.5601%

EUR*0.7787%1.9460%3.7900%8.1900%10.8200%3.4900%3.4900%3.4900%3.4900%

0.5601%

EUR**0.7003%1.9460%3.7900%8.1900%10.8200%3.4900%3.4900%3.4900%3.4900%

0.5601%

USD1.2861%4.1200%5.2900%9.6900%12.6600%4.9900%4.9900%4.9900%4.9900%

0.5601%

GBP1.2861% -5.2900%9.6900%12.6600%4.9900%4.9900%4.9900%4.9900% -
CHF - -5.2900%9.6900%12.6600%4.9900%4.9900%4.9900%4.9900% -

*For contracts concluded until 31.12.2025

**For contracts concluded from 01.01.2026


Reference interest rates - archive

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