CASH Overdraft business loan

Offers a flexible repayment schedule

Our offer

CASH Overdraft business loan offers you:

  • get a loan quickly and easily – no business plan or credit history required;
  • no restrictions on the amount and term;
  • with the most favourable interest rates, fees and commissions.

Loan parameters:

 

Amount:

No limitation

Term:

No limitation

Loan currency

EUR, USD 

Annual interest rate:

1.95 points above the interest on blocked funds

Grace period:

In overdraft mode

Collateral:

  • get a loan quickly and easily – no business plan or credit history required;
  • no restrictions on the amount and term;
  • with the most favourable interest rates, fees and commissions.

Method of utilisation:

In overdraft mode

Repayment method:

In overdraft mode

Application Procedure and Documents

Application procedure:

To grant a loan, the Bank's credit specialists develop an individual offer tailored to the specific needs, credit history and operating principles of your company.

We will be happy to help you find the optimal solution for your business needs.

To submit a loan application, you can contact the Bank's credit specialists in one of the following ways:

  • tel.: 02/817 1258; 02/800 22 73;
  • visit the credit specialists at the Bank's branches and offices;
  • send an enquiry by email micro@fibank.bg

Required documents for individuals:

  • copies of the identity cards of the loan applicant/co-debtor/person providing collateral;
  • Documents proving ownership of the collateral;
  • tax return for the last reporting year;
  • certificate of existence/absence of liabilities from the revenue authority under Article 87(6) of the Tax and Social Security Procedure Code;
  • declaration of affiliation with other persons according to the Fibank (First Investment Bank) template;
  • power of attorney to the National Social Security Institute;
  • application for a microcredit for individuals.

 

Required documents for legal entities:

  • decision of the competent authority for drawing and securing the loan;
  • balance sheet, income statement and tax return for the last year;
  • documents proving ownership of the collateral;
  • copies of the identity cards of the representative of the company - the loan applicant/co-debtor/persons providing collateral;
  • certificate of existence/absence of liabilities from the revenue authority under Article 87(6) of the Tax and Social Security Procedure Code;
  • declaration of affiliation with other persons according to the template of Fibank (First Investment Bank)
  • power of attorney from the National Social Security Institute;
  • application for a microcredit for legal entities.