"Free" Deposit Account

One-year Deposit Account with a Progressive Interest Rate

Our Offer

If you would like your funds to be at your disposal without any restrictions and to receive high interest on them, then the FREE DEPOSIT ACCOUNT from Fibank is for you.

With it you will receive:
  • A progressive interest rate;
  • The option to withdraw funds at any time without breaking the terms;
  • No limitations for depositing additional amounts by the end of the 3rd month;
  • The option to choose the currency - BGN, EUR and USD;
  • Intended for individual and corporate customers;
  • Term - 12 one-month periods.
Interest rates:





1st month0,001%0,001%0,001%
2nd month0,02%0,02%0,02%
3rd month0,02%0,02%0,03%
4th month0,05%0,05%0,06%
5th month0.05%0,05%0,08%
6th month0.15%0.15%0.10%
7th month0.15%0.15%0.10%
8th month0.15%0.15%0.10%
9th month0.20%0.20%0.15%
10th month0.20%0.20%0.15%
11th month0.40%0.40%0.40%
12th month0.40%0.40%0.40%

Additional Information:
  • Fees and commissions - in accordance with the Tariff of Fibank;
  • Deposit Insurance Fund ensures the full repayment of the funds of one person in one bank, regardless of their number and amount up to 196,000 BGN, as this amount includes the interest rate accrued to the date of issuance of the act pursuant to Art. 20, paragraph 1 of the Law on Bank Deposit Guarantee. The deposit funds are guaranteed by the Deposit Insurance Fund, established and functioning in Bulgaria according to the procedure up to the amount and under the conditions laid down in the on Bank Deposit Guarantee;
  • The Account holder shall not be obliged to send an advance notice in case he/she wishes to dispose of funds from the deposit before the maturity date agreed under the contract, including its early termination. However, upon withdrawal of funds from the deposit exceeding an amount specified in the Tariff, the Account holder shall notify the Bank in advance of his/her intention to effect this transaction within the terms specified in the Tariff, otherwise, the Account holder shall owe an additional fee;
  • Opening and maintenance of the deposit at any branch of the bank.

The benefits for you

Why should you choose a deposit with Fibank?

  • Attractive interest rates;
  • You can operate the account from any branch of the Bank;
  • Reliable partnership – Fibank is an authoritative banking institution with an established position in the Bulgarian banking market.

Additional benefits:

  • The opportunity to receive a “Frozen Money” loan, securitized by the account under attractive conditions and quick procedure;
  • The opportunity to receive a revolving credit card with chip technology if the deposit amount remains more than three months;
  • Likewise a credit card under simplified procedure – the account automatically heightens your credit rating;
  • SMStatus – you receive SMS information on your deposit account balance and maturity date;
  • The option to use the Virtual Banking Branch of Fibank for remote governance of your finances.

Account Opening

You can quickly and easily open a deposit account at any Fibank branch.

You will need to:

  • Present your Identity Card;
  • Pay in the deposit amount;
  • Sign a Contract for Deposit Account Opening with Fibank.

You can address any question concerning the specific product, as well as the Bank’s other products to the bank officers at the branch. It will be a pleasure for us to offer you the best financial solution.