First Investment Bank

Since 15th September 2011 this service is valid for Diners Club credit cards issued by Diners Club Bulgaria.

By using the service SMS notifications for bank card authorizations you can monitor the activities on your card accounts and protect yourself from fraud and misuse.

If you possess a debit or a credit card issued by First Investment Bank or a Diners Club credit card issued by Diners Club Bulgaria and you have a cellular phone, by using this service you can receive SMS notifications immediately after each on-line authorization for the payments made with your card. Thus you can monitor your payments and you will immediately find out if a transaction which you have not authorized is made with your card.

If you are unable to make a payment, the SMS notification will give you the exact reason for the transaction failure – insufficient funds, exceeded credit limit, a wrongly entered personal identification number (PIN), etc.

Advantages of the service:

• Security – you can monitor the usage of your cards, and through this - your personal funds, your credit limit or overdraft which you are using for making payments on the Internet, for shopping or cash withdrawals both in Bulgaria and abroad;
• Peace of Mind – if you find out that your card has been misused you will immediately give a warning to Fibank or to Diners Club Bulgaria. Thus you will avoid the risk of losing money if your card gets stolen, lost or counterfeited;
• 24 hour service – regardless of your location – in Bulgaria or abroad, you will receive information 24 hours a day, 7 days a week;
• Control 
  
  • You receive detailed information about every successful authorization including transaction date, time and type – cash withdrawal or payment, ATM and POS on which the transaction has been made;
  • You get informed of the exact reason for every unsuccessful transaction.