First Investment Bank

SMStatus - Receiving an SMS in return to your inquiry

• 2. BALANCE on ONE of the registered accounts
• 3. ACTIVITIES on a registered account for a specific date
• 4. RESIDUAL LOAN amount
• 5. Balances and maturity dates of ALL DEPOSIT ACCOUNTS
• 6. Balance and maturity date of ONE deposit account
• 7. Information about CURRENCY EXCHANGE RATES
• 8. INTEREST RATES applied to standard deposit accounts

2. BALANCE on ONE of the registered accounts

PIN xxxx SALDON zzzzzzzzzz

where:

• xxxx is your personal identification number;
• zzzzzzzzzz are the last 10 symbols of the International Bank Account Number (IBAN) of the account for which you are requiring the information.

For example:

PIN 2222 SALDON 1234567890

As an answer you will receive information about the current and available balance on the specified account as of the date and time of the inquiry.

Na 01.07.2008,po s/ka s IBAN ...1234567890,valuta BGN aktualno saldo 85.00

The SMS answer is free of charge.

3. ACTIVITIES on a registered account for a specific date

PIN xxxx TRANS zzzzzzzzz ddmmyyyy

Where:

• xxxx is your personal identification number;
• zzzzzzzzzz are the last 10 symbols of the International Bank Account Number (IBAN) of the account for which you are requiring the information; 
• ddmmyyyy is the date.

For example:

PIN 2222 TRANS 1234567890 13062008

As an answer you will receive information about the activities on the account on the date you have specified in your inquiry.

Dvijenia za 13.06.2008 po s/ka s IBAN ...1234567890 BGN 100.00 (debit)

and

Na 13.06.2008 po s/ka s IBAN..10BGN0HJX2 RAZHOD: BGN 743.28 Nareden prevod BISERA Osnovanie: DDS PO SPRAVKA DEKLARACIYA

Na 13.06.2008 po s/ka s IBAN..10BGN0HJWK PRIHOD: BGN 2000.00 Poluchen prevod v leva Osnovanie: AVANSOVO ZA DARVA

4. RESIDUAL LOAN amount

PIN xxxx KREDIT

Where:

• xxxx is your personal identification number;

For example:

PIN 2222 KREDIT

As an answer you will receive information about the next installment, the principal amount due and overdue, the interest amount overdue.

Na 01.08.2008 po kredit za 5000.00 BGN sledvashta vnoska:224.78 redovna glavnica:445.48

Kam 01.08.2008 po kredit za 5000.00 BGN na 01.08.2008 vnoska:126.26 na 01.08.2008 lihva:75.60 prosr.glavnica: 5.56 prosr.lihva: 8.26

5. Balances and maturity dates of ALL DEPOSIT ACCOUNTS

PIN xxxx DEPOSIT

Where:

• xxxx is your personal identification number;

For example:

PIN 2222 DEPOSIT

As an answer you will receive information about the available balance and the maturity date of the deposit account.

Za 01.07.2008, po depozitna s/ka s IBAN...1234567890,valuta BGN saldo 500,padej 20.09.2008

If you have registered more than one deposit accounts you will receive a separate SMS for each account. The first SMS is free of charge and charge is collected for each consecutive SMS.

6. Balance and maturity date of ONE deposit account

PIN xxxx DEPOSITN zzzzzzzzzz

Where:

• xxxx is your personal identification number;
• zzzzzzzzzz are the last 10 symbols account number of the deposit account for which you are requiring the information.

For example:

PIN 2222 DEPOSITN1234567890

As an answer you will receive information about the available balance and the maturity date of the deposit account you have specified.

Za 01.07.2008,po depozitna s/ka s IBAN...1234567890, valuta BGN saldo 500,padej 20.09.2008

The SMS answer is free of charge.

7. Information about CURRENCY EXCHANGE RATES

KURS CCY

Where:

• CCY is the code of the currency you are interested in.

/USD – US dollar, EUR– euro, CHF– Swiss Franc, GBP– British Pound/

For example:

KURS USD

As an answer you will receive

Za 01.07.2008 valutnite kursove za 1 EUR sa: centralen 1.95583 kupuva 1.946 prodava 1.959

8. INTEREST RATES applied to standard deposit accounts

LIHVA CCYSROK

Where:

• CCYSROK is the currency code + the deposit term (in months) – you should write it together

• The currency code may be: BGN, USD, EUR, CHF or GBP
• The deposit term may be: 1M / 3M / 6M / 12M / 18M / 24M / 36M

For example:

LIHVA BGN1M

As an answer you will receive information about the interest rate applied for the respective currency and term. 

Za depozit v BGN za 1 mesetz lihveniyat % e 3.50% godishno

Note: the Bank sends information through SMS notifications only about interest rates applied on term deposit accounts. Information about the interest conditions applied on card, current and special deposit accounts can be found here.