Our Offer Application Fees and Commissions Advice for Customers

A lending programme for small and medium sized business.

The "Entrepreneur Club” of First Investment Bank was established in order to provide financing to small and medium-sized enterprises in Bulgaria. It is our pleasure and honour to assist and support professionally your business ideas!

Borrowers:

Residents registered as merchants within the meaning of the Commerce Law who have:
  • Operating business;
  • Annual income – up to BGN 5 000 000.
Purpose:

For acquisition and reconstruction of fixed assets and/or turnover funds

Currency: BGN, EUR, USD
Interest Rate: Under the market conditions
Repayment:
  • up to 15 years – for investment loans;
  • up to 2.5 years – for working capital loans;
  • up to 5 years – revolving credit line for turnover funds.

The interest is paid on a monthly basis.

Principal repayment – on the grounds of repayment schedule preliminary agreed with the client. The repayment schedule is prepared in compliance with the client’s business specifics: payments can be made on weekly basis, on fortnight basis, monthly, quarterly or other regularity with an opportunity for a grace period.

Collateral:

All collaterals permitted according to Bulgarian legislation. The collateral shall be insured in favour of Fibank AD for all inherent risks.

Approval Term:

Within 5 working days after the submission of the required information and documents

SME Department Phones:

(+359 2) 9 100 105

(+359 2) 800 29 15

(+359 2) 800 28 78

(+359 2) 800 20 24

(+359 2) 81 71 636

E-mail address
for contacts:

e-mail: sme@fibank.bg

Virtual
Banking Branch

 e-fibank.bg