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He/she will provide you with initial information and a “Loan Application Form”.
If you need more space you can provide additional data in appendixes to the loan application form. This will help the loan officer to take the right decision in a timely manner. The shortage of information and incorrect data may delay the process and even serve as grounds for loan rejection. If you need any assistance to fill in the loan application form please contact the relevant loan officer.
This will contribute to the right planning and structuring of the loan transaction. Also you will receive a competent advice from our professionals
From the very beginning you should be aware of your rights, obligations and responsibilities for the whole period of the loan. There should be no condition that is not completely clear to you.
Otherwise you may incur expenses related to the loan agreement execution without being in position to utilize the loan amount. The Bank will grant the loan only if first mortgage is entered in its favour.
This will show that you are aware of the existing problems. If the loan officer finds such information during the course of examination it will not be in your favour.
The loan repayment on regular basis as well as presentation of information regarding your business development on the same basis will make you good and desirable partner of First Investment Bank AD.
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e-mail: sme@fibank.bg