Our Offer Application Fees and Commissions Advice for Customers

Reliable support for your business ideas

A loan for:

  • Working capital;
  • The acquisition and reconstruction of fixed tangible assets;
  • Companies with annual turnover of up to BGN 5 mln. and fixed tangible assets of up to BGN 1 mln.

Loan Parameters:

Amount: Up to 80 % of the real estate value
Currency: BGN, EUR, USD
Term:
  • Up to 15 years for investment loans;
  • Up to 3 years for working capital loans.
Interest Rate: The interest rate is equal to BIR* for BGN, EUR, USD + points and is determined by the individual solvency of each loan applicant.
*BIR – Base Interest Rate of Fibank AD, please refer to the Interest Bulletin of Fibank AD.
Grace Period: Individually negotiated for each specific deal
Repayment:
  • In annuity installments;
  • Equal principal installments;
  • Individual repayment schedule.
Collateral: Mortgage on residential buildings, administrative buildings and urban indoor commercial areas with the obligation of having a POS terminal of Fibank installed at the site. Likewise all turnovers connected under the project should be made to accounts with the Bank.
Approval Term: Up to 5 working days after the submission of the full required documentation

SME Department Phones:

(+359 2) 9 100 105

(+359 2) 800 29 15

(+359 2) 800 28 78

(+359 2) 800 20 24

(+359 2) 81 71 636

E-mail address
for contacts:

e-mail: sme@fibank.bg

Virtual
Banking Branch

 e-fibank.bg