SME Financing

First Investment Bank is an active partner of small and medium sized business in Bulgaria

The Bank develops specialised loan products and suitable financing schemes for the financing of small and medium enterprises which will support their growth and development.

• Standard programs and products

“Entrepreneur” Club

The "Entrepreneur Club” of First Investment Bank was established in order to provide financing to small and medium-sized enterprises in Bulgaria. It is our pleasure and honour to assist and support professionally your business ideas! more...

 

Overdraft account

Loan to cover temporary cash deficits. For this loan may apply legal entities and sole proprietors with annual turnover up to 5 million BGN and up to 1 million BGN long-term fixed assets: more...

Investment Loan for Construction of Family Hotels

Loans in BGN, EUR and USD granted with no limitation on the amount for a period of up to 20 years. more...

Mortgage Loan

A working capital loan or a loan for acquisition and reconstruction of fixed tangible assets for a period of up to 15 years. more...

 

• Guarantee programs and products

Loans guaranteed by the National Guarantee Fund

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Guarantee schemes “Bulgarian Export Insurance Agency”

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Guarantee by the Municipal Guarantee Fund with Sofia Metropolitan Municipality

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Programs for farmers

Loan for Agricultural Land Purchase

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Loan for agricultural producers based on direct payments per area

Working capital loan for legal entities, sole proprietors and cooperations, registered as agricultural producers. more...

Investment Loan for Agricultural Equipment Purchase

Specialized loan for a new agricultural equipment purchase intended for companies registered as agricultural producers.. more...

Investment loan for planting of perennial plants and construction

Specialised loan for planting of perennial plants and construction intended for companies registered as agricultural producers. more...

   

• European programs

Investment loan for overall project realization, approved by the Rural Development Program or OP "Competitiveness of Bulgarian Economy"

Loan that may be used by legal entities, sole proprietors and cooperations and natural persons, registered as agricultural producers. more...

Bridge financing to the amount of the approved financial assistance for projects under Rural Development Program and OP "Competitiveness of Bulgarian Economy"

Loan up to 24 months and financing up to 100% of the amount of the approved financial assistance. more...

Bank guarantee for securing advance payment of approved financial assistance for projects under Rural Development Program and OP "Competitiveness of Bulgarian Economy"

Bank guarantee up to 110% of the amount of the financial assistance paid in advance. more...