First Investment Bank

The 10 most important reasons for you to have an OPTIMA current account with First Investment Bank:

1. A current account with an attractive  interest rate – 1% annually for BGN accounts; 
2. You receive a bonus – an international debit card, issued free of charge (you can choose either Maestro or VISA  Electron debit card);
3. You have the opportunity to receive an overdraft amounting up to 5 salaries;
4. Your funds are accessible at any time all over the world without minimum blocked account balance, under absolute security;
5. Minimum expenses – the OPTIMA current account with an issued international debit card is only BGN 0.30 of monthly maintenance fee, there is no minimum required amount for account opening and no requirement for minimum account balance. The account opening fee is only BGN 1.
6. You have bills to pay and have no time to stand in queues and watch deadlines? You can use the automatic payment for utility services from BTC, water supply, central heating, power supply, etc., GSM and cable operators, Internet providers and all the merchants registered for this kind of service;
7. Keep yourself informed through SMS notifications about your account balance and your account activity, about each incoming and outgoing payment;
8. Standing order payments for: education fees and allowances, rents, tax and social security contributions, insurance premiums, loan and leasing installments, etc;
9. Internet banking via the Virtual Branch of Fibank;
10. Receipt of fund transfers from: salary, labour compensations, insurance, allowance, social welfare, pension, deposit interests, rent income, income from deals with stocks and securities, transfers form the National Income Agency, collection of cheques, etc.

And more:

• You can order fund transfers for: tax, utility services, local and international transfers, cheques issuance, loans repayment; credit cards, leasing, insurance, pension fund installments, deal payments, etc.;
• You can pay for goods and services on the Internet;
• You can have additional bank cards issued to a single account, which offer a variety of choices in terms of payment limits.