Two-year Deposit Account with a Progressive Interest Rate

Our Offer The advantages for you Account Opening

If you would like your funds to be at your disposal without any restrictions and to receive high interest on them, then the FREE DEPOSIT ACCOUNT from Fibank is for you.

With it you will receive:

  • A progressive interest rate, reaching 10% annually during the last one-month period for deposits in BGN/EUR and up to 9% annually during the last one-month period for deposits in USD;
  • No minimum required amount for account opening;
  • The option to withdraw funds at any time without breaking the terms;
  • No limitations for depositing additional amounts by the end of the 3rd month;
  • The option to choose the currency – BGN, EUR and USD;
  • No account opening, account maintenance and account closure charge;
  • You can operate the account from any branch of the Bank.

Features:

  • Intended for individual and corporate customers;
  • Term - 24 one-month periods;
  • Interest rate  – depending on the deposit period and currency and increasing in accordance with this table:

Interest rates in BGN:

Period 1st month 2nd month
3rd month
4th month
5th month
6th month
Interest Rate
4.50% 4.50% 4.50% 6.00% 6.00% 6.00%
Period 7th month
8th month
9th month
10th month
11th month
12th month
Interest Rate
6.00% 6.00% 6.00% 6.00% 6.00% 6.00%
Period 13th month 14th month
15th month
16th month
17th month
18th month
Interest Rate
6.00% 6.00% 6.00% 7.00% 7.00% 7.00%
Period 19th month
20th month
21st month
22nd month
23rd month
24th month
Interest Rate
7.00% 7.00% 7.00% 8.00% 9.00% 10.00%

Interest rates in EUR:

Period 1st month 2nd month
3rd month
4th month
5th month
6th month
Interest Rate
4.50% 4.50% 4.50% 5.00% 5.00% 5.00%
Period 7th month
8th month
9th month
10th month
11th month
12th month
Interest Rate
6.00% 6.00% 6.00% 6.00% 6.00% 6.00%
Period 13th month 14th month
15th month
16th month
17th month
18th month
Interest Rate
6.00% 6.00% 6.00% 6.00% 6.00% 6.00%
Period 19th month
20th month
21st month
22nd month
23rd month
24th month
Interest Rate
6.00% 7.00% 7.00% 8.00% 9.00% 10.00%

Interest rates in USD:

Period 1st month 2nd month
3rd month
4th month
5th month
6th month
Interest Rate
3.00% 3.00% 3.00% 3.00% 4.00% 4.00%
Period 7th month
8th month
9th month
10th month
11th month
12th month
Interest Rate
4.00% 4.00% 4.00% 4.00% 4.00% 4.00%
Period 13th month 14th month
15th month
16th month
17th month
18th month
Interest Rate
4.00% 4.00% 4.00% 4.00% 4.00% 5.00%
Period 19th month
20th month
21st month
22nd month
23rd month
24th month
Interest Rate
5.00% 5.00% 6.00% 7.00% 8.00% 9.00%
Contact Centre


bank (2265)
accessible via mobile and fixed telephones

0800 11 011
only for subscribers for VIVACOM fixed services (free of charge)

+359 700 19 599
accessible outside Bulgaria

Guarantee of bank deposits

more details

Bulgarian Deposit Insurance Fund: Questions and Answers about Deposit Insurance / 2012