What is Maestro PayPass?
Maestro PayPass is a new generation bank card improved by innovative functionality for making contactless transactions.
With Maestro PayPass you have the chance to make contactless payments when:
- You are in a hurry and you make small amount purchases;
- You want to have the exact amount for payment without looking for coins or waiting for the change;
- You want to control your every day payments that you normally make in cash in order to manage more easily accurately your personal finances.
How to pay using Maestro PayPass?
With your Maestro PayPass you continue making payments and withdraw money in the familiar way from all POS and АТМ terminals in Bulgaria and abroad. In addition, on each POS terminal labeled with PayPass logo, you have the chance to effect immediate payments of amounts up to BGN 50.00 without inserting the card in the POS terminal.
When you wish to make payment using your new Maestro PayPass on PayPass terminal, you only have to waive the card near the reading device until you hear the long beep signal. This means that your payment was effected successfully.
Each payment with your new Maestro PayPass on PayPass terminal at amount below BGN 50.00 shall be effected immediately without entering a PIN code. If you are registered for SMS notifications, you may not receive SMS for part of the transactions below BGN 50.00 as it is possible such transactions to be effected without connecting to the bank authorization center.
Each payment with your new Maestro PayPass on PayPass terminal at amount exceeding BGN 50.00 shall be also effected contactless and much faster than before by entering a PIN code. If you are registered for SMS notifications, you shall receive SMS for all transactions exceeding BGN 50.00 made on PayPass terminal.
How to feel safe with Maestro PayPass card?
In order to ensure safety and peace of mind when making payments with Maestro PayPass, we recommend the following:
- Carefully put the card near the reading device;
- When making a payment the Maestro PayPass card remains solely in your hands and it is not necessary to give your card to the shop assistant;
- Check the amount stated on the receipt from the POS terminal.
Which establishments accept Maestro PayPass payments?
With Maestro PayPass you may effect payments at any location in Bulgaria and abroad on POS terminals equipped with this function. Usually these are cafes, fast food restaurants, gas stations and anywhere you spot the PayPass logo.
The conditions we offer:
| Account currency |
BGN, EUR, USD, CHF, GBP |
| Maestro Debit Card Issuance |
Promotional fee BGN 1.00 instead BGN 3.00
|
| Card Account Maintenance |
BGN 0.30
|
| Validity |
3 years |
| Minimum blocked account balance |
Not required |
| Card Account Interest |
As per Interest Rates Bulletin of Fibank |
| Cash withdrawal from ATM: |
|
|
Fibank ATMs
|
BGN 0.10 |
|
Other banks’ ATMs in Bulgaria
|
BGN 0.90
|
|
ATM abroad
|
BGN 3 + 1.5% of the amount withdrawn
|
| Payment at POS terminal: |
|
|
In Bulgaria
|
Free of charge
|
|
Abroad
|
Free of charge
|
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