First Investment Bank

Ease for you, convenience for your employees.

First Investment Bank offers you Maestro and VISA Electron business debit cards, which can be used both in Bulgaria and abroad.

Why should you use the business debit cards of First Investment Bank?

Facilitates the corporate servicing of your funds:

• You can transfer the monthly salaries of your employees;
• Your employees will not need to take cash on their business trips and they will be able to make payments at more than 20 million merchant locations in Bulgaria and around the world;
• Transactions with funds on the corporate account can be made both at bank counters (funds transfers, payment orders, etc.) and with the bank cards issued to the account – cash withdrawals and payments for goods and services at merchant locations.

Control:

• The Virtual Banking Branch of Fibank allows you to you to monitor all the activities on all your accounts with the Bank, as well as to make transactions with your card;
• There is an option to have a corporate debit card issued with a limit specified by the company – this is particularly suitable for employees who deliver materials, refuel business cars or receive official advances for the provision of other services to the company;
• The Bank provides a statement for the company account which contains information on all the transactions of each cardholder. Likewise a certain employee of your company may monitor the activities on all your corporate accounts in local and foreign currency opened with Fibank via the Internet.

Maximum security of the transactions made:

Debit cards from Fibank AD are issued with both chip and magnetic tape – the chip provides maximum protection of your data and excludes the opportunity for unauthorized access to the customer’s funds. The magnetic tape allows use of the card on all types of ATM machines and POS terminals throughout the world.

You have minimum expense:

• First Investment Bank issues and maintains Maestro and VISA Electron Debit Cards free of charge;
• You will pay minimal charges for cash withdrawal from the ATM machines.

Additional opportunities:

An overdraft can be granted on each debit card account amounting up to 5 net salaries to each of your employees who has a debit card and submits an Application Form

Use of additional services:

Being Fibank cardholders, your employees can take advantage of all additional services provided for the debit cards:

• payment of bills for electricity, telephone, central heating, taxes, etc. via the Internet as well as payment for goods and services to Bulgarian Internet merchants via the system ePay.bg and the services ePay Voice.