First Investment Bank

Discreet Elegance and Style with VISA and MasterCard Platinum Credit Cards with Chip from First Investment Bank

VISA Platinum	MasterCard Platinum

Why should you choose Fibank’s Platinum credit cards?

Owning a Platinum credit card puts you in the category of a VIP and a very special customer. This is a guarantee not only of first-class service and personal attention, but also of significant discounts when shopping with merchants or paying for various services around the world.

With your Platinum credit card you will receive special attention and privileges at some of the best resorts and hotels in the world and you can travel without a single worry.

Enjoy the high social status you have earned with the help of your Platinum credit card from First Investment Bank.

The members of VISA Platinum and MasterCard Premium Collection cardholders Club can enjoy a special attitude, excellent opportunities for relaxation and entertainment as well as a number of discounts and free services in renowned hotels and resorts around the world.

With the Platinum Card from First Investment Bank you become a member of the International Airline Passengers Association (IAPA), which gives you the right to have discounts for hotel reservations, rent a car, and preferential prices at business centres in more than 150 countries and 375 cities in the whole world. 

Wherever you travel or spend your holidays, VISA and MasterCard are a practical and secure means of payment and they provide various opportunities:

Cashless payments

You can pay for the goods you have chosen and it is not necessary to have sufficient cash funds. You can use your card at shops, hotels, restaurants, travel agencies, airlines, museums, theatres, etc. throughout the world.

The right currency wherever you are

With VISA and MasterCard you always have the right currency, regardless of your current location. When you are in a foreign country and use your credit card you will avoid the frequent situation when you have run out of cash or you have a large amount of coins in exotic currency left.

The transactions made with your card will be converted by the exchange rate which is the most favorable for you.

Reservations

With your VISA or MasterCard credit card you can make reservations for plane tickets, theatre or concert tickets, etc. in an easy and comfortable way, saving your precious time.

Rent a car

By renting a car with your VISA or MasterCard Platinum, you will not need to make a deposit and thus you will save time and money.

Payment on the Internet

With your VISA or MasterCard you can order any kind of goods or services online from all online shops and websites offering different kinds of services.

Cash withdrawal

Using just your VISA or MasterCard and your signature, you can withdraw cash at more than 300,000 bank cash-desks worldwide. Your PIN code gives you access to more than 800 000 ATMs throughout the world 24 hours a day.

Detailed monthly account statement

Provides complete list of all transactions, made with your card, thus guaranteeing you precise accounting for your card payments.

Free Insurance of up to USD 25 000 for international travel

On buying a package tour using your card, or on paying for a hotel stay, airline ticket, renting a car or using some other service related to travelling beyond Bulgaria's borders, you get free traveller's medical insurance of up to USD 25,000 for 16 types of insurance events. In the event of a claim, you need to dial the phone number specified (International SOS 0042 (0) 222 111 176), which is at your disposal 24 hours a day.

Types of Platinum cards

First Investment Bank provides you the opportunity to choose the right platinum card for you:

Revolving VISA Platinum or MasterCard Platinum without deposit

Issued on the basis of the financial, property and social status of the customer.

VISA Platinum or MasterCard Platinum with a guarantee deposit (this type is not available anymore)

Against a guarantee deposit, chosen at your own discretion, the Bank grants you an equivalent credit limit that enables you to have at your disposal a certain amount of money to use with the card, as it suits you best. You can use an overdraft on the payment account to the amount of 70% of your guarantee deposit.

Depending on the holder of the card payment account, VISA and MasterCard are:

• Primary - Issued to the account holder of the current account (natural person) – for revolving and guaranteed credit cards;
• Supplementary - Issued to relatives or family members of the holder, to his/her account and at his/her order for guaranteed credit cards. The holder is the one who sets all conditions for the supplementary cards and monitors the transactions carried out through them, as well as the account activity.