First Investment Bank

VISA and MasterCard credit cards with minimum blocked account balance

MasterCard	VISA

VISA or MasterCard with a minimum blocked account balance – With this card you are using the actual card account balance, less the minimum blocked deposit for the respective card type. Only one card may be issued on a single account. You can use the funds on your account only through the VISA or MasterCard debit card issued for that account.

Your VISA or MasterCard will give you everything you might expect from a bank card, but also something more…

With it you receive optimum security, independence and flexibility whenever you need cash or you are paying for your purchases in the country and abroad

Cashless payments

You can pay for the goods you have chosen and it is not necessary to have sufficient cash funds. You can use your card at shops, hotels, restaurants, travel agencies, airlines, museums, theatres, etc. in the whole world.

The right currency wherever you are

With VISA and MasterCard you always have the right currency, regardless of your current location. When you are in a foreign country and use your credit card you will avoid the frequent situation when you have run out of cash or you have a large amount of coins in exotic currency left.

The transactions made with your card will be converted by the exchange rate which is the most favourable for you.

Reservations

With your VISA or MasterCard credit card you can make reservations for plane tickets, theatre or concert tickets, etc. in an easy an comfortable way, saving your precious time.

Rent a car

By renting a car with your VISA or MasterCard, you will not need to make a deposit, thus you will save time and money.

Payment on the Internet

With your VISA or MasterCard you can order any kind of goods or services online from all online shops and websites offering different kinds of services.

Cash withdrawal

Using just your VISA or MasterCard and your signature, you can withdraw cash at more than 300,000 bank cash-desks worldwide. Your PIN code gives you access to more than 800 000 ATMs in the whole world 24 hours a day.

Detailed monthly account statement

Provides a complete list of all transactions, made with your card, thus guaranteeing you precise accounting of your card payments.

Free Insurance of up to USD 25 000 for international travel

On buying a package tour using your card, or on paying for a hotel stay, airline ticket, renting a car or using some other service related to travelling beyond Bulgaria's borders, you get free traveller's medical insurance for up to USD 25,000 for 16 types of insurance events. In the event of a claim, you need to dial the phone number specified (International SOS 0042 (0) 222 111 176), which is at your disposal 24 hours a day.

Choose the optimal card for your needs:

Fibank provides you the opportunity to choose between different credit card types:

1. Depending on the conditions and usage opportunities, the cards are:

VISA Classic or MasterCard Standard – this card is ideal for daily purchases within the daily limit. It enables you to make cashless payments or to use the card for cash withdrawal, both domestically and abroad;

VISA Gold or MasterCard Gold – card provides enhanced flexibility at higher limits. These cards best suit people who travel a lot, make large purchases, value financial flexibility, and hate restrictions. With VISA or MasterCard Gold these problems are solved.

2. Depending on the holder of the card payment account, VISA and MasterCard are:

• Primary - Issued to the account holder of the current account;
• Supplementary - Issued to relatives or family members of the holder, to his/her account and at his/her order. The holder is the one who sets all conditions for the supplementary cards and monitors the transactions carried out through them, as well as the account activity.