First Investment Bank

Special offer from Fibank:

NOW only 3% minimum repayment on credit cards

With VISA or MasterCard Credit Card First Investment Bank can offer you:

• Maximum security and protection from misuse through the new chip technology;
• International revolving credit card without collateral;
• Quick procedure for credit limit approval and card issuance;
• Card issuance free of charge;
• Payment for goods and services at shops, hotels, restaurants, travel agencies, etc. free of charge;
• Grace period up to 45 days;
• Free insurance for international travel;
• Bonus programme – 1% cash back for accumulated turnover 2 000 BGN for a 6 months period;
• Option for automatic repayment of the liabilities on your credit card by transfer from another account with Fibank;
• Option for monitoring all transactions made with your card by subscribing to the service "SMS authorization";
• 24 hour service by Fibank’s card center at the following numbers: 0800 12 012; 02 / 817 1143; 02 / 817 1144; 02 / 817 1142 and 088 868 1010.

Revolving Credit Card Parameters:

Additional information:

Free insurance for international travel

On paying with your Fibank credit card abroad, buying a package tour using your card, or on paying for a hotel stay, airline ticket, renting a car or using some other service related to travelling beyond Bulgaria's borders, you receive free traveller's medical insurance with coverage of up to 100 000 USD for 19 types of insurance events.

Repayment of the amounts due

You can repay your amounts due completely or partially.

For partial repayments the minimum repayment amount is 3% of the total amount due, but not less than 10 BGN or the total liability if it is less than 10 BGN.

Repayment tenure

Before the 5th of the month following the account statement period, you can repay your liability partially or completely.

Grace period

If you repay the total amount due within the grace period (before the 5th of the month following the account statement period) you do not owe any interest to the Bank.  

Various opportunities for repayment of the liabilities on your credit car

• Cash deposit at any Fibank branch;
• Funds transfer from another bank to your card account with Fibank;
• Remotely – by the Internet Banking Branch of Fibank;
• Via the service “Automatic Repayment of Liabilities on Credit Card” of Fibank.

Monthly account statement

Every month after the 20th you receive your account statement for the last statement period, providing the following information:

• Amounts due for card transactions;
• Interest, charges and commission due;
• Minimum repayment amount and other executable amounts;
• The end date by which you will have to repay your liabilities;
• the amount of the utilized and the unutilized credit limit.