VISA Electron is an international debit card with no requirement for a minimum blocked account balance. With this card you can shop and make payments in more than 24 million restaurants, hotels, stores, etc., and withdraw cash from more than 800 000 ATMs in Bulgaria and abroad, as well as make payments on Internet sites where this card type is accepted.
Why should you choose a VISA Electron with chip from First Investment Bank?
You can withdraw cash as soon as you need it
If you need cash funds you can withdraw them from any ATM throughout the world.
Only your VISA Electron and your signature are required to make a cash withdrawal from 250 000 bank cash-desks around the world.
You can pay for everything with only one card
With VISA Electron you can pay for your purchases in Bulgaria and abroad free of charge.
Shopping on the Internet
This can be done with Internet merchants that accept this card type. The payment is made by entering the card number, validity date and CVV (Card Verification Value) code in cases when it is required on the Internet site. As an exception it is possible for other information to be required. The payment can be effected only after electronic authorization.
You can choose the currency of your card account
You can choose the currency of your account according to your income or the predominant currency of your foreign travels. The Bank will open an account in Leva (BGN), US dollars, Euro, or Swiss francs for you.
Security of your card transactions
The transactions made with VISA Electron are secured electronic operations, made on POS and ATM devices with 100% authorization from the issuing bank. The cardholder verification is made through a signature and PIN code. To guarantee the safety of your card, keep your PIN code from other people’s access. You can change your PIN code on any Fibank ATM in Bulgaria.
VISA Electron as a credit card
If you receive your monthly income on your leva VISA Electron card account, the Bank will allot you an overdraft to the amount of five net salaries. This will allow you to use amounts from the Bank on credit covered by your future income.
Card Parameters:
| Account currency |
BGN, EUR, USD, CHF, GBP
|
| Validity |
3 years
|
| Minimum blocked account balance |
Not required |
| Card Account Interest Rate |
as per Interest Rates Bulletin of Fibank
|
| Card types: |
|
|
Primary
|
Issued to a natural person who is a holder of the card account |
|
Supplementary
|
Issued at the order of the card accountholder to his/her family members or relatives. |
The conditions we offer:
| VISA Electron Debit Card Issuance |
Free of charge |
| Card Account Maintenance |
BGN 0.30
|
| Cash withdrawal from ATM: |
|
|
Fibank ATMs
|
BGN 0.10 |
|
Other banks’ ATMs in Bulgaria
|
BGN 0.90
|
|
ATM abroad
|
BGN 3 + 1.5% of the amount withdrawn |
| Payment at POS terminal: |
|
|
In Bulgaria
|
Free of charge |
|
Abroad
|
Free of charge |
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