"Frozen Money" Loan
| Our Offer | Application Procedure | Documents | Fees and Commissions |
When you have some money on deposit, but you do not want to spend it on current needs … then the money you have saved can work for you.
The “Frozen Money” Loan is a consumer loan collateralized by a pledge on funds deposited at Fibank AD.
This credit involves:
- Fast approval – within two days of the submission of the required documentation to the Bank;
- Repayment in equal monthly instalments / monthly instalments / overdraft;
- No prepayment fee.
Loan Parameters:
| Currency |
BGN, EUR, USD |
| Repayment Term |
Unlimited |
| Collateral |
For collateralization of the credit the borrower signs a contract to pledge cash funds, blocked in a bank account with Fibank AD, as follows: If the credit repayment is made in equal monthly instalments:
|
| Interest Rate | the annual interest rate on the loan is equal to the interest rate of the pledged funds plus 3 percentage points |
| Amount |
Unlimited |
| Application fee | BGN 40 |
| Grant fee | A lump-sum - 1% of the amount of the approved loan |
| Prepayment fee | Free of charge |
| Commitment fee | 2.00% of the amount of the unused part of the loan |
Contact Centre
bank (2265)accessible via mobile and fixed telephones
0800 11 011
only for subscribers for VIVACOM fixed services (free of charge)
+359 700 19 599
accessible outside Bulgaria
